Imagine walking into your next meeting with proof you just added $64,000+ to the bottom line (for 100 employees) without spending a dime. Here’s how…Most companies are quietly overpaying payroll taxes—hundreds per employee, year after year—because they don’t know about a simple, IRS-approved strategy that’s been hiding in plain sight since the ACA expanded certain tax codes in 2013.
The Essentials Health Plan (EHP) partners with Revive Health to deliver a Self-Insured Medical Reimbursement Plan (SIMRP) that plugs directly into your existing Section 125 cafeteria plan. Employees opt into a compliant pre-tax deduction (roughly $1,220/month), which lowers their taxable wages. That reduction slashes their FICA taxes (Social Security + Medicare), and you save the matching 7.65% employer portion—netting ~$640 per participating employee annually after a small admin fee.
The best part? Zero net cost to your company. The FICA savings fully fund the program. Employees get unlimited access to Revive’s virtual platform: primary & urgent care (connect in ~3 minutes), 24/7 mental health support, over 1,000 free medications shipped to their door, weight health coaching, and full family coverage—no copays, no deductibles. Most employees end up with more take-home pay than before they opted in.
On top of the tax win, redirecting routine care to Revive reduces claims on your major medical plan by 10–20%. Self-funded or level-funded groups see immediate relief; fully-insured plans enjoy slower premium increases (or even reductions in experience rating).
Implementation is effortless: EHP handles 95% of the work—payroll integration, employee enrollment webinars (live + recorded), ongoing compliance, reminders, and filings. Rollout typically takes 6–10 weeks with minimal HR involvement. Participation averages 85–90% because employees love the benefits.
Thousands of lives are already covered, including a U.S. state with over 50,000 employees. Yet fewer than 10% of U.S. companies have adopted this yet—meaning most owners are still leaving serious money on the table.
You can be the one who changes that for your organization. Be the hero who protects the bottom line, strengthens retention, and delivers real value to the team—all without touching the budget. Want to see your exact numbers? Click the link for a no-obligation discovery call. Let’s run the math together and make 2026 the year your leadership thanks you.
The Hidden Opportunity Most Owners Miss-
Year after year!